Aditya Birla Money Ltd

AGM details

• Date/time: 30-07-2026 at 12:00 PM IST; concluded 12:53 PM.
• Mode: VC/OAVM.
• Record date: 23-07-2026.

Key resolutions

• Adopt audited financial statements for year ended 31 Mar 2026 with reports.
• Re-appointment of directors by rotation and independent director.
• Increase in authorised share capital and MOA alterations.

Voting results

• Resolution 1 passed with about 99.999% in favour of votes polled.
• Resolution 2 passed with about 98.65% in favour.
• Resolution 3 passed with about 98.72% in favour.

Dividend

• Dividend proposed/declared: not disclosed in filing.

Director changes

• Directors re-appointed (rotation and independent) as per resolutions.

Auditors

• No auditor appointment changes disclosed.

Material related party transactions

• No material RPTs disclosed.

Other material approvals

• Alteration of MOA consequent to increased authorised capital.

Rating action and instrument

• Issuer: Aditya Birla Money Limited.
• Instrument: Commercial Papers; size increased to Rs 2,500 crore.
• Rating action: Crisil A1+ reaffirmed.
• CP size increase: Rs 2,350 crore to Rs 2,500 crore.
• Date: July 29, 2026.
• Agency: Crisil Ratings Limited.

AGM details

• AGM held 30 July 2026 at 12:00 via VC/OAVM; concluded 12:53.

Resolutions put to vote

• Adoption of audited financial statements for FY ended March 31, 2026 (ordinary).
• Re-appointment of Mr. Gopi Krishna Tulsian as Non-Executive Director (retiring by rotation) — Special.
• Increase in authorised share capital and alteration of MOA (ordinary).

Voting results

• All resolutions approved by members with requisite majority.

Dividend

• No dividend proposed or declared.

Director changes

• Director re-appointment: Gopi Krishna Tulsian (Non-Executive Director).

Capital actions

• Increased authorised share capital; MOA altered accordingly.

Auditors

• No auditor changes disclosed.

Related-party transactions

• No material related-party transactions disclosed.

Financials (Quarter ended June 30, 2026)

• Total income ₹13,145.75 lakh; revenue from operations ₹13,077.22 lakh; other income ₹68.53 lakh.
• Profit before tax ₹1,540.18 lakh; tax expense ₹427.44 lakh; PAT ₹1,112.74 lakh.
• Operating margin 11.78%; net profit margin 8.51%.
• EPS Basic/Diluted ₹1.97 (quarter).
• Total expenses ₹11,605.57 lakh; segment revenue ₹13,077.22 lakh; segment results ₹1,471.65 lakh.
• Exceptional items: statutory Labour Codes impact in prior year ₹312.65 lakh.
• Outstanding debt ₹230,628.04 lakh; debt-equity ratio 7.36x.
• Net worth ₹31,333.63 lakh; current ratio 1.03; total assets ₹337,276.51 lakh; total liabilities ₹305,942.88 lakh.
• Segment assets ₹334,554.39 lakh; segment liabilities ₹305,942.88 lakh.
• OCI ₹195.62 lakh; total comprehensive income ₹1,308.36 lakh.

Dematerialisation processing and ownership update

• Requests for dematerialisation were processed and confirmed to depositories.
• Securities dematerialised were listed on the exchanges where earlier issues are listed.
• Physical certificates were mutilated and cancelled; depository name substituted as registered owner within the time limit.

AGM and annual report access

• 30th AGM scheduled for 30 July 2026 at 12:00 IST via VC/OAVM.
• Notice and Annual Report for FY 2025-26 sent electronically to registered emails.
• Non-registered shareholders receive a web-link to access the Annual Report.
• KYC details must be registered or updated via folio/DP ID/Client ID.
• RTA Cameo portal provides forms and links for KYC submission.

Financial performance

• Revenue from operations ₹468.59 cr in FY26, up 3.4% YoY.
• Total income ₹473.33 cr; PAT ₹58.48 cr.
• EPS (Basic and Diluted) ₹10.35; ROE 22% vs 37% prior year.
• Operating margin 17%; net margin 12%.
• Cash flow from operations negative ₹31.73 cr.
• Year-end cash and cash equivalents ₹97.97 cr; bank balances ₹1,067.89 cr.
• Dividend: directors did not recommend any dividend.

Segment performance

• Broking revenue ₹355.32 cr; segment margin 7.0%.
• Wholesale debt market ₹110.39 cr; segment margin 45.0%.
• Others ₹2.88 cr; segment margin −17.6%.
• Total segment result ₹73.97 cr; other income ₹4.74 cr; pre-tax ₹78.71 cr.

Capital structure & liquidity

• Commercial papers ₹2,350 cr; rating A1+ (CRISIL/IND Ra).
• Debt securities ₹1,974.94 cr; borrowings ₹100 cr.
• Subordinated liabilities ₹104.34 cr; lease liabilities ₹26.33 cr.
• Net debt ₹1,797.04 cr; gearing 85.68%.
• Undrawn borrowing facilities ₹3.71 cr within one year.

Governance & risk management

• Board of 6 directors; 2 independent; 1 woman; 7 board meetings in FY26.
• Statutory auditors: Deloitte Haskins & Sells LLP; unmodified opinion.
• Internal controls: adequate; secretarial audit: compliant; no material weaknesses.
• Related party transactions: arms-length; no material conflicts.
• Vigil mechanism: 1 complaint, 2 resolved, 1 outstanding resolved subsequently.

Operational & product developments

• ELEVATE platform launched; ELEVATE 2.0 with 20+ app/web releases.
• MTF book crossed ₹1,000 crore; 65 branches; 750+ franchisees.
• SmartInvest ETF launched; Basket Orders; SPAN Calculator.
• AI-driven research; 4,000+ stocks coverage; 22 tech initiatives.
• Instant onboarding ≤15 minutes; >90% trade-ready within T+1 day.

CSR & ESG

• CSR spend ₹1.4573 cr; 100% utilised; NGOs: Aditya Birla Educational Trust, Swasthya Vriksha Foundation.
• CSR activities include education, health, HPV vaccination campaigns, menstrual hygiene projects.
• CSR compliance: average net profit ₹72.87 cr; CSR obligation ₹1.4573 cr; no unspent amount.

Outlook & risks

• FY27 India GDP growth projected 6.6%–7.2%; IMF global growth 2.9%.
• Industry outlook: broking consolidation, regulatory changes, market volatility.
• Risks: geopolitical tensions, energy volatility, cyber threats, currency fluctuations.

AGM & capital actions

• AGM date: 30 July 2026; VC/OAVM; record date 23 July 2026; no dividend.
• Authorised share capital proposed to rise to ₹333 cr; MOA amendments planned.
• Gopi Kr. Tulsian to be reappointed; age 75; Board resolutions in AGM notice.