Available Finance Ltd

Shareholder communications for AGM and AR

• Letters dispatched to shareholders without registered emails providing access to the 34th Annual Report and AGM notice.
• AGM date/time/place: Sept 9, 2026, 12:30 PM, Indore; in person or via VC/OAVM.
• Notice and annual report to registered-email holders sent electronically; others via web link.
• Physical copies available on request by emailing cs@availablefinance.in.
• Documents also available on BSE and NSDL websites.
• To update contact details, contact depository or Ankit Consultancy for physical-holding updates.

Financial snapshot

• Standalone revenue rose 6.7% YoY to ₹6,047.59 thousand.
• Standalone PBT: ₹3,111.71 thousand.
• Standalone PAT: ₹2,231.37 thousand.
• Standalone EPS: ₹0.22.
• Consolidated revenue from operations: ₹6,047.59 thousand.
• Consolidated PAT: ₹1,073,637.03 thousand.
• Year-end cash and cash equivalents: ₹255.27 thousand.
• Equity share capital: ₹102,037.00 thousand.
• Dividend for FY2025-26: not declared.

Governance & leadership

• Pramod Kishore Shrivastava appointed Chairman & Professional Non-Executive Director from 24-Jul-2026.
• Sahaj Jain appointed Additional Director from 24-Jul-2026; to serve as Whole-Time Director for 3 years.
• Suyash Choudhary appointed Additional Director & Whole-Time Director from 24-Jul-2026; remuneration outlined.
• Manish Chandan appointed Additional Director from 14-Aug-2026; to be confirmed as Non-Executive Professional Director.

Capital & liquidity

• Equity share capital: ₹102,037 thousand.
• Related party loan to AMFL outstanding: ₹67,396.46 thousand.
• No external bank borrowings reported; funding via internal accruals.
• Consolidated total assets: ₹13,074,953 thousand; consolidated equity: ₹12,970,786.80 thousand.

Related party & MRPT

• Ad-Manum Finance Limited is a related party; AMFL loan outstanding ₹67,396.46 thousand.
• MRPT approved at AGM 30-Sep-2025 for transactions up to ₹1 crore; valid for 1 year.

Audits & internal controls

• Statutory auditors: SAP Jain & Associates for five years (to 2030).
• Secretarial auditors: Ishan Jain & Co.; Secretarial Audit filed; no qualifications.
• Internal audit: M/s VSK & Co. engaged for 2025-26.

Regulatory disclosures

• AGM on 9-Sep-2026; hybrid mode; remote e-voting window 6-8 Sep 2026.
• Company complies with RBI CIC framework; KYC/AML and POSH policies in place.
• Annual return and governance disclosures available on company website.

Outlook & risks

• Management expects turnover and profits to rise over time.
• NBFC and RBI CIC regulatory shifts pose ongoing risk.
• Profits from associates Agarwal Coal and Agarwal Fuel are key drivers.

AGM details

• Date/time/mode: 9 Sep 2026, 12:30 PM; Hybrid in-person and VC/OAVM at Indore.

Resolutions

• Resolution 1 (Ordinary): Adopt Audited Standalone and Consolidated Financial Statements for the year ended 31 March 2026.
• Resolution 2 (Ordinary): Confirm appointment of Pramod Kishore Shrivastava as Chairman and Professional Non-Executive Director.
• Resolution 3 (Ordinary): Confirm appointment of Sahaj Jain as Director (Professional Executive Director).
• Resolution 4 (Special): Confirm appointment of Sahaj Jain as Whole-Time Director for 3 years from July 24, 2026.
• Resolution 5 (Ordinary): Confirm appointment of Suyash Choudhary as Director from July 24, 2026 to August 14, 2026.
• Resolution 6 (Special): Confirm appointment of Suyash Choudhary as Whole-Time Director from July 24, 2026 to August 14, 2026.
• Resolution 7 (Ordinary): Confirm appointment of Manish Chandan as Director (Professional Non-Executive).
• Resolution 8 (Ordinary): Approve related party transactions with Ad-Manum Finance Limited up to Rs 1 crore.

MRPT details

• MRPT: Approve loans to Ad-Manum Finance Limited up to Rs 1 crore for one year on arm's-length terms.

Directors

• Pramod Kishore Shrivastava appointed as Chairman and Professional Non-Executive Director.
• Sahaj Jain appointed as Director (Professional Executive Director) and Whole-Time Director from 24-Jul-2026.
• Suyash Choudhary appointed as Director and Whole-Time Director from 24-Jul-2026 to 14-Aug-2026.
• Manish Chandan appointed as Director (Professional Non-Executive) from 14-Aug-2026.

Voting status

• Voting outcomes not provided in this filing.

Standalone highlights

• Quarter ended 30/06/2026: total income 15.09; basic EPS 0.06, diluted 0.03.

Consolidated highlights

• Quarter ended 30/06/2026: total income 15.09; basic EPS 19.58.

Business notes

• Financing-focused, no separate reportable segments.
• Results reviewed by Audit Committee; filed 14 Aug 2026.

Meeting Details

• Date and time: 14 August 2026 at 4:30 p.m.
• Venue: Registered Office, Agarwal House, Indore 452003 (M.P.).

Key Agenda Items

• Approve Standalone and Consolidated un-audited financial results for quarter ended 30 June 2026.
• Take on record Limited Review Report on Standalone and Consolidated un-audited results.
• Consider other routine business.

Other Notes

• Trading window is currently closed and will reopen 48 hours after results are declared.

CFO Appointment (KMP)

• Appointment of Mr. Sahaj Jain as Chief Financial Officer and Key Managerial Personnel.
• Board approved on July 24, 2026, on Audit and Nomination & Remuneration Committee recommendations.
• Effective date: July 25, 2026.
• Reason: appointment to fulfill CFO duties under Companies Act and SEBI Regulations.
• Brief profile: MBA in Finance; ~9 years in accounting, auditing, taxation.
• Disclosure of relationships with other directors: Nil.

Director/KMP changes

• Appoint Sahaj Jain as Whole-Time Director and KMP for 3 years, from 24/07/2026, subject to member approval.
• Profile: Sahaj Jain, MBA Finance; ~9 years in accounting, auditing, taxation.
• Relationships: Nil.
• Appoint Suyash Choudhary as Whole-Time Director and KMP for 3 years, from 24/07/2026, subject to member approval.
• Profile: Suyash Choudhary, Commerce graduate and Company Secretary; ~7 years governance.
• Appoint Pramod Kishore Shrivastava as Additional Director & Chairman (Non-Executive) from 24/07/2026, subject to member approval.
• Profile: Pramod Kishore Shrivastava, Chartered Accountant; LL.M; ~20 years in financial control.
• Resignation of Rakesh Sahu from Whole-Time Director and CFO, effective 24/07/2026 close of working hours, personal reasons.
• Resignation of Vikas Gupta from Non-Executive Director, effective 24/07/2026 close of working hours, pre-occupation.
• Resignation of Rajendra Kumar Sohani from Non-Executive Director, effective 24/07/2026 close of working hours, personal reasons and commitments.