Available Finance Ltd

Available Finance Limited: Trading window closed from October 1, 2026 till completion of 48 hours after the declaration of Standalone and Consolidated Un-Audited Financial Results for the quarter/half year ended September 30, 2026; trading window will re-open 48 hours after such declaration.

Director appointments

• Pramod Shrivastava appointed Chairman & Director (Non-Executive), from 24 July 2026; not debarred by SEBI or any authority.
• Profile: CA and LL.M.; 20+ years in financial control and risk management.
• Sahaj Jain appointed Director and Whole-Time Director; 3-year term from 24 July 2026; not debarred.
• Profile: MBA in Finance; ~9 years in accounting, auditing, tax.
• Manish Chandan appointed Additional Director (Non-Executive) w.e.f. 14 August 2026; not debarred.
• Profile: B.Com; MBA in Finance; 20 years in Finance and Accounts.

AGM Details

• AGM held on 9 September 2026 from 12:30 PM to 12:51 PM in hybrid mode.
• Venue: Hotel Surya, Indore.

Resolutions & Outcomes

• Adopt standalone and consolidated audited financial statements with reports.
• Appoint Pramod Kishore Shrivastava as Chairman and Director (Professional Non-Executive).
• Appoint Sahaj Jain as Director (Professional Executive Director).
• Appoint Sahaj Jain as Whole-Time Director (Professional Executive Director).
• Appoint Suyash Choudhary as Director (Professional Executive) from 24 Jul 2026 to 14 Aug 2026.
• Appoint Suyash Choudhary as Whole-Time Director from 24 Jul to 14 Aug 2026.
• Appoint Manish Chandan as Director (Professional Non-Executive).
• Approve related-party transactions under SEBI LODR 2015.

Voting Results

• Resolution 1: Passed by requisite majority.
• Resolution 2: Passed by requisite majority.
• Resolution 3: Passed by requisite majority.
• Resolution 4: Passed by requisite majority.
• Resolution 5: Passed by requisite majority.
• Resolution 6: Passed by requisite majority.
• Resolution 7: Passed by requisite majority.
• Resolution 8: Passed by requisite majority.
• No significant dissent reported.

Director Appointments

• Pramod Kishore Shrivastava appointed Chairman and Director (Professional Non-Executive).
• Sahaj Jain appointed Director (Professional Executive Director).
• Sahaj Jain appointed Whole-Time Director (Professional Executive Director).
• Suyash Choudhary appointed Director (Professional Executive Director).
• Suyash Choudhary appointed Whole-Time Director (WTD).
• Manish Chandan appointed Director (Professional Non-Executive).

Related Party Transactions

• Transactions with Related Parties approved under Regulation 23 of SEBI LODR.

AGM Details

• Date/time/mode: 9 Sep 2026, 12:30–12:51 PM; Hybrid (in person/VC/OAVM) at Hotel Surya Indore.

Key Resolutions

• Item 1 (Ordinary): Adopt standalone and consolidated financial statements.
• Item 2 (Ordinary): Confirm appointment of Pramod Kishore Shrivastava as Chairman & Professional Non-Executive Director.
• Item 3 (Ordinary): Confirm appointment of Sahaj Jain as Director (Professional Executive Director).
• Item 4 (Special): Confirm appointment of Sahaj Jain as Whole-Time Director (Professional Executive Director).
• Item 5 (Ordinary): Confirm appointment of Suyash Choudhary as Director (Professional Executive) 24 Jul–14 Aug 2026.
• Item 6 (Special): Confirm appointment of Suyash Choudhary as Whole-Time Director (Professional Director) 24 Jul–14 Aug 2026.
• Item 7 (Ordinary): Confirm appointment of Manish Chandan as Director (Professional Non-Executive).
• Item 8 (Ordinary): Approve related-party transactions under LODR.

Voting Results

• Item 1: Passed with 99.78% in favor.
• Item 2: Passed with 99.78% in favor.
• Item 3: Passed with 99.78% in favor.
• Item 4: Passed with 99.78% in favor.
• Item 5: Passed with 99.78% in favor.
• Item 6: Passed with 99.78% in favor.
• Item 7: Passed with 99.78% in favor.
• Item 8: Passed with 89.90% in favor; 10.10% against.

Director Changes

• Pramod Kishore Shrivastava appointed Chairman & Professional Non-Executive Director.
• Sahaj Jain appointed Director (Professional Executive Director).
• Sahaj Jain appointed Whole-Time Director.
• Suyash Choudhary appointed Director (Professional Executive Director).
• Suyash Choudhary appointed Whole-Time Director (Professional Director).
• Manish Chandan appointed Director (Professional Non-Executive).

Related Party Transactions

• RPT approved under LODR; counterparty unspecified; value not disclosed.

AGM Details

• Date/time/mode: 9 September 2026, 12:30 p.m., hybrid (in person and VC/OAVM) in Indore.
• Quorum: 15 members; cut-off date 2 September 2026; 4,855 shareholders on record.
• Meeting concluded: 12:51 p.m.
• E-voting results to be intimated within 2 days.

Resolutions

• Adopt standalone and consolidated financial statements for 2025-26.
• Confirm appointment of Pramod Kishore Shrivastava as Chairman & Director (Professional Non-Executive).
• Confirm appointment of Sahaj Jain as Director (Professional Executive Director).
• Confirm appointment of Sahaj Jain as Whole-Time Director.
• Confirm appointment of Suyash Choudhary as Director (Professional Executive Director) from 24 July 2026 to 14 August 2026.
• Confirm appointment of Suyash Choudhary as Whole-Time Director from 24 July 2026 to 14 August 2026.
• Confirm appointment of Manish Chandan as Director (Professional Non-Executive).
• Approve Related Party Transactions under SEBI LODR Regulations, 2015.

Auditors

• Statutory Auditor: M/s SAP Jain & Associates (through VC).

Voting

• Remote e-voting held 6–8 Sep 2026; results to be announced within 2 days post-meeting.

Shareholder communications for AGM and AR

• Letters dispatched to shareholders without registered emails providing access to the 34th Annual Report and AGM notice.
• AGM date/time/place: Sept 9, 2026, 12:30 PM, Indore; in person or via VC/OAVM.
• Notice and annual report to registered-email holders sent electronically; others via web link.
• Physical copies available on request by emailing cs@availablefinance.in.
• Documents also available on BSE and NSDL websites.
• To update contact details, contact depository or Ankit Consultancy for physical-holding updates.

Financial snapshot

• Standalone revenue rose 6.7% YoY to ₹6,047.59 thousand.
• Standalone PBT: ₹3,111.71 thousand.
• Standalone PAT: ₹2,231.37 thousand.
• Standalone EPS: ₹0.22.
• Consolidated revenue from operations: ₹6,047.59 thousand.
• Consolidated PAT: ₹1,073,637.03 thousand.
• Year-end cash and cash equivalents: ₹255.27 thousand.
• Equity share capital: ₹102,037.00 thousand.
• Dividend for FY2025-26: not declared.

Governance & leadership

• Pramod Kishore Shrivastava appointed Chairman & Professional Non-Executive Director from 24-Jul-2026.
• Sahaj Jain appointed Additional Director from 24-Jul-2026; to serve as Whole-Time Director for 3 years.
• Suyash Choudhary appointed Additional Director & Whole-Time Director from 24-Jul-2026; remuneration outlined.
• Manish Chandan appointed Additional Director from 14-Aug-2026; to be confirmed as Non-Executive Professional Director.

Capital & liquidity

• Equity share capital: ₹102,037 thousand.
• Related party loan to AMFL outstanding: ₹67,396.46 thousand.
• No external bank borrowings reported; funding via internal accruals.
• Consolidated total assets: ₹13,074,953 thousand; consolidated equity: ₹12,970,786.80 thousand.

Related party & MRPT

• Ad-Manum Finance Limited is a related party; AMFL loan outstanding ₹67,396.46 thousand.
• MRPT approved at AGM 30-Sep-2025 for transactions up to ₹1 crore; valid for 1 year.

Audits & internal controls

• Statutory auditors: SAP Jain & Associates for five years (to 2030).
• Secretarial auditors: Ishan Jain & Co.; Secretarial Audit filed; no qualifications.
• Internal audit: M/s VSK & Co. engaged for 2025-26.

Regulatory disclosures

• AGM on 9-Sep-2026; hybrid mode; remote e-voting window 6-8 Sep 2026.
• Company complies with RBI CIC framework; KYC/AML and POSH policies in place.
• Annual return and governance disclosures available on company website.

Outlook & risks

• Management expects turnover and profits to rise over time.
• NBFC and RBI CIC regulatory shifts pose ongoing risk.
• Profits from associates Agarwal Coal and Agarwal Fuel are key drivers.

AGM details

• Date/time/mode: 9 Sep 2026, 12:30 PM; Hybrid in-person and VC/OAVM at Indore.

Resolutions

• Resolution 1 (Ordinary): Adopt Audited Standalone and Consolidated Financial Statements for the year ended 31 March 2026.
• Resolution 2 (Ordinary): Confirm appointment of Pramod Kishore Shrivastava as Chairman and Professional Non-Executive Director.
• Resolution 3 (Ordinary): Confirm appointment of Sahaj Jain as Director (Professional Executive Director).
• Resolution 4 (Special): Confirm appointment of Sahaj Jain as Whole-Time Director for 3 years from July 24, 2026.
• Resolution 5 (Ordinary): Confirm appointment of Suyash Choudhary as Director from July 24, 2026 to August 14, 2026.
• Resolution 6 (Special): Confirm appointment of Suyash Choudhary as Whole-Time Director from July 24, 2026 to August 14, 2026.
• Resolution 7 (Ordinary): Confirm appointment of Manish Chandan as Director (Professional Non-Executive).
• Resolution 8 (Ordinary): Approve related party transactions with Ad-Manum Finance Limited up to Rs 1 crore.

MRPT details

• MRPT: Approve loans to Ad-Manum Finance Limited up to Rs 1 crore for one year on arm's-length terms.

Directors

• Pramod Kishore Shrivastava appointed as Chairman and Professional Non-Executive Director.
• Sahaj Jain appointed as Director (Professional Executive Director) and Whole-Time Director from 24-Jul-2026.
• Suyash Choudhary appointed as Director and Whole-Time Director from 24-Jul-2026 to 14-Aug-2026.
• Manish Chandan appointed as Director (Professional Non-Executive) from 14-Aug-2026.

Voting status

• Voting outcomes not provided in this filing.