Ceejay Finance Ltd

Ceejay Finance Limited — Trading Window closed from October 01, 2026 to till 48 Hours after the announcement of the Financial Results for the Quarter and Half Year ending September 30, 2026.

agm details

• AGM held Sep 26, 2026 at 11:00 AM via VC/OAVM.
• Record date: 19 Sep 2026; total on record: 2,579.
• Shareholders present: 6 promoter-group and 21 public via video.

key resolutions

• Resolution 1 (Ordinary): Adopt Audited financial statements for year ended March 31, 2026.
• Resolution 2 (Ordinary): Declare final dividend of Rs 1.50 per equity share.
• Resolution 3 (Ordinary): Re-appointment of Mr. Deepak Patel as Director by rotation.
• Resolution 4 (Ordinary): Approval of related party transactions.
• Resolution 5 (Special): Re-appointment of Mr. Deepak Patel as Managing Director.

voting results

• Resolution 1 passed; 99.9997% in favour.
• Resolution 2 passed; 99.9972% in favour.
• Resolution 3 passed; 100% in favour.
• Resolution 4 passed; 99.9972% in favour.
• Resolution 5 passed; 99.9972% in favour.

related party transactions

• Approval of related party transactions; counterparty details not disclosed.

director changes

• Re-appointment of Mr. Deepak Patel as Director by rotation.
• Re-appointment of Mr. Deepak Patel as Managing Director.

AGM details

• Held via video conferencing in late September 2026 at 11:00 a.m.
• Mode: VC/OAVM under MCA/SEBI guidelines.
• Remote e-voting conducted September 22–25; results to be announced within two working days.
• Quorum present; meeting concluded at 11:13 a.m.

Ordinary business resolutions

• Adoption of audited financial statements and reports.
• Dividend per share proposed (amount not disclosed).
• Director retiring by rotation to be re-appointed.

Special business resolutions

• Approval of related party transactions.
• Re-appointment as Managing Director.

Voting results

• Results to be announced within two working days.
• Intimation to exchanges and posting on company website planned.

Material related party transactions (RPT) details

• RPTs to be approved; counterparty details and values not disclosed.

Financial performance

• Revenue from operations ₹2,653.87 Lakhs (FY26).
• Total income ₹2,662.58 Lakhs.
• Profit before tax ₹1,029.88 Lakhs.
• Profit after tax ₹771.62 Lakhs.
• Current tax ₹251.86 Lakhs; Deferred ₹6.40; Total ₹258.26 Lakhs.
• Earnings per share ₹22.37 (basic and diluted).
• Disbursements ₹8,548 Lakhs; prior year ₹9,648 Lakhs.
• Asset Under Management ₹12,209.23 Lakhs.
• Equity capital ₹345.00 Lakhs; Reserves ₹7,959.77 Lakhs; Total equity ₹8,304.77 Lakhs.
• Final dividend ₹1.50 per share; total ₹51.75 Lakhs; record date 11 Sep 2026.

Portfolio & asset quality

• Loans (net) ₹11,946.82 Lakhs; impairment ₹262.41 Lakhs.
• Stage distribution: Stage1 not past due ₹10,173.65; 1-30 days ₹760.15.
• Stage 2 ₹700.28; Stage 3 ₹575.15.
• Impaired loans ₹575.15 Lakhs (Stage3).
• Gross loans ₹12,209.23 Lakhs; net ₹11,946.82 Lakhs.
• Interest income ₹2,653.87 Lakhs; Other income ₹8.71 Lakhs.

Capital & liquidity

• CRAR (Tier I) 64.12%; Liquidity Coverage 87.32%.
• Borrowings ₹4,346.26 Lakhs; Inter-corporate deposits ₹3,000.00 Lakhs.
• Net debt to equity ratio 0.51.
• Cash and cash equivalents ₹101.08 Lakhs; bank balances ₹59.02 Lakhs.
• Equity capital ₹345.00 Lakhs; reserves ₹7,959.77 Lakhs; total equity ₹8,304.77 Lakhs.

Dividend & capital allocation

• Final dividend proposed: ₹1.50 per share; ₹51.75 Lakhs.
• Record date: 11 Sep 2026.
• Dividend payable upon shareholder approval; electronic mode only.

Governance & leadership

• Independent Director Prachi Patel appointed 12 Aug 2025.
• Independent Mrudula Patel ceased 25 Sep 2025.
• Four Board meetings held in FY26; MD and CFO attended all.
• Statutory auditors: Kantilal Patel & Co; Internal: Vipinchandra C. Shah & Co.
• Secretarial auditor: Alpesh Vekariya & Associates; no qualifications.

Related party transactions

• RPTs approved up to next AGM; aggregate value disclosed.
• Inter-corporate deposits from related parties ₹3,000 Lakhs.
• Loans to Microfin ₹784.72 Lakhs; to Tobacco ₹1,622.07 Lakhs.
• Guarantees by KMPs to bankers ₹1,500 Lakhs.

CSR & risk governance

• CSR expenditure ₹20.58 Lakhs; 2% average net profit.
• CSR policy and activities disclosed; CSR Committee in place.
• Risk management framework active; ECL model and stage allocations described.
• No penalties; no material litigation; going concern status maintained.

MD Re-appointment

• Re-appointment of Deepak Patel as Managing Director (Executive).
• Effective Sep 01, 2026 for a five-year term to Aug 31, 2031.
• Subject to shareholders' approval at the ensuing AGM.
• Deepak Patel, MBA from University of Florida; MD since 1993; promoter.
• Related to Kiran Patel and Shailesh Patel.
• Not debarred from holding office by SEBI order.

Meeting Details

• Board meeting on August 14, 2026 at the Registered Office to consider unaudited Q1 FY2026 results.

Key Agenda Items

• Approval of unaudited financial results for quarter ended June 30, 2026 (standalone/consolidated not specified).

Other Notes

• No other material notes disclosed in the filing.

Dematerialisation processing and listing status

• Dematerialisation requests for the quarter ended 30 June 2026 were processed and confirmed to depositories.
• Securities dematerialised have been listed on the stock exchanges where the earlier issues are listed.
• Physical certificates for dematerialisation were mutilated and cancelled; depository registered as owner within timelines.