Central Bank of India

Event details

• Management participated in an Analyst/Investor Meet on 20 August 2026.
• Meeting with Systematix Group was conducted virtually as one-on-one session.
• Only information in public domain was discussed.

AGM Details

• Date: 31 July 2026; Time: 3:00 PM IST; Mode: VC/OAVM.

Key Resolutions

• Ordinary: Adopt audited standalone and consolidated financial statements for FY2025-26.
• Ordinary: Confirm four interim dividends totaling ₹1.20 per share.
• Ordinary: Appoint Baldeo Purushartha as Government Nominee Director (Non-Executive).
• Ordinary: Extend term of M. V. Murali Krishna as Executive Director.
• Ordinary: Appoint Kalyan Kumar as Managing Director and Chief Executive Officer.
• Ordinary: Appoint E. Ratan Kumar as Executive Director.
• Ordinary: Appoint Chandradeep Kumar Jha as Government Nominee Director (Non-Executive).
• Special: Consider raising equity capital upto ₹7,000 crore via QIP/FPO/Rights issue.
• Ordinary: Election of Rajesh Ranjan as Shareholder Director for 3 years.

Voting and Results

• Voting results to be submitted; Scrutinizer's report to be placed on exchanges.

Dividend

• Interim dividends approved: ₹1.20 per equity share (12% of face value).

Director Changes

• Baldeo Purushartha appointed Government Nominee Director (Non-Executive).
• M. V. Murali Krishna term extended as Executive Director.
• Kalyan Kumar appointed Managing Director and CEO.
• E. Ratan Kumar appointed Executive Director.
• Chandradeep Kumar Jha appointed Government Nominee Director (Non-Executive).
• Rajesh Ranjan elected Shareholder Director for 3 years starting 01 Aug 2026.

Management change

• Shri Shishram Tundwal, General Manager - Government Business, Delhi Zone, ceases as Senior Management Personnel.
• Cessation due to superannuation, effective after business hours on 31 July 2026.
• No replacement details disclosed.

Investor meeting

• Date 28 July 2026; participant AUM Capital; virtual one-on-one meeting.
• Management participated; only public-domain information discussed.
• No material disclosures reported; meeting details disclosed for record.

Meeting Details

• Date: 17 July 2026; earnings call with analysts (group, virtual).

Organiser

• Organised by Central Bank of India's Investor Relations division.

Participants

• Key company participant: Company Secretary & Compliance Officer.

Purpose

• Purpose: discuss unaudited Q1 2026 financial results.

Availability

• Audio recording of the call uploaded on bank's website.

Election of Shareholder Director

• Board deemed Shri Rajesh Ranjan elected as Shareholder Director for 01 Aug 2026 to 31 Jul 2029.
• He is the sole valid candidate excluding Central Government.
• Candidate: Shri Rajesh Ranjan, aged 65, MA English Literature.
• Retired IPS officer with 36 years' experience in law, governance, compliance, risk management.
• Currently Independent Director on DME Development Limited.
• No relationship with Bank Directors.
• AGM Agenda 9 not conducted at 19th AGM on 31 July 2026.
• Shall assume office from 01 Aug 2026.

Asset cover status

• All outstanding listed NCDs are unsecured; asset cover is not applicable.
• No security created; there is no asset charge against assets.
• Total secured listed NCDs: None.
• Key assets secured: None.
• Key liabilities secured: None.

Financial highlights

• Total Global Business grew 18.29% to ₹833,320 crore.
• Total Deposits rose 11.68% to ₹478,972 crore.
• CASA deposits stood at 46.61% of total deposits.
• Gross Global Advances rose 28.58% to ₹354,348 crore.
• Credit-Deposit ratio at 74.10%.
• Gross NPA at 2.60%, improved 53 bps.
• Net NPA at 0.49%.
• Provision Coverage Ratio 95.86%.
• NII rose 15.70% YoY to ₹3,914 crore.
• Net profit for quarter ₹1,324 crore, up 13.26% YoY.
• NIM 3.06%, marginal decline after rate cuts.
• ROA 1.00%; ROE 14.92%.
• Cost-to-income ratio 55.40%.
• Slippage ratio 0.29% for the quarter, 6 bps improvement.
• CRAR 18.28% (Tier I 16.54%).

Asset quality & capital metrics

• RAM business grew 21.38%.
• Retail growth 23.92%, Agriculture 21.14%, MSME 18.03%.
• BASEL III CRAR 18.28% (Tier I 16.54%).

Operational footprint

• Pan-India presence with 4,605 branches.
• Total touchpoints 22,346.
• IFSC unit at Gift City; 1 unit.
• ATMs 3,820; BC outlets 13,890; BC Maxx centres 30.

Strategic developments

• IFSC Banking Unit opened at Gift City, Gandhinagar.
• IFSC unit canvassed ₹472.67 crore in business to date.