Comfort Fincap Ltd

Overview

• Press release regarding Comfort Fincap's financial and operational results for the quarter ended June 30, 2026.

Business overview

• NBFC-ND registered; RBI-regulated NBFC-ICC offering asset-backed lending.
• D2C lending with partnerships and expanding semi-urban distribution.
• Offerings include loans secured by securities, consumer durable loans, and supply chain finance.

Performance highlights

• Income from operations rose to ₹443.25 lakh in Q1 FY26-27.
• EBITDA grew 79.08% QoQ to ₹310.89 lakh.
• PAT increased to ₹220.07 lakh.

Governance & leadership

• Board: Ankur Agrawal (Chairman/ED), Nirmala Kanjar (CFO), Bharat Shiroya (CEO).
• Company Secretary: Sneha Mandelia.

Outlook & strategy

• Expand device categories to laptops, tablets, wearables.
• Target 3x growth in Consumer Durable AUM in 18 months.
• Cross-sell Loans Against Securities and other products.
• Deepen retail partnerships with Flipkart and Amazon.
• Reach Tier 2/3 markets; sub-60s credit decisioning.

AGM Details

• AGM scheduled for 21 Sep 2026, via VC/OAVM.
• Record date for voting and final dividend fixed at 14 Sep 2026.
• Trading window opens 15 Aug 2026.
• Draft AGM notice to be issued ahead of Sep 21, 2026 meeting.

Financial Results

• Board approved unaudited standalone and consolidated results for quarter ended 30 Jun 2026.
• Limited Review Report by AR Sodha & Co. attached.
• Annexures I and II contain results and related details.

Internal Auditor

• Internal Auditor appointed: M/s AHSP & Co. LLP for FY 2026-27.

Shareholder Resolutions

• Ordinary resolution to authorize private placement of securities, if required.
• Final dividend to be declared at AGM.

Financial highlights

• Board approved unaudited Q1 FY27 standalone and consolidated results for quarter ended 30 June 2026.
• Consolidated total income ₹459.48 lakh; PAT ₹220.07 lakh; Basic and Diluted EPS ₹0.22.
• QoQ growth: income up about 13.6%; PAT up about 106%.
• The company operates in a single segment; no segment revenue split provided.
• Trading window opens on 15 August 2026.
• Independent auditor's review conducted; no audit opinion issued.
• Paid-up equity share capital ₹19.61 crore.

Meeting Details

• Date: August 12, 2026; location: Corporate office; time not disclosed.

Key Agenda Items

• Consider and approve unaudited standalone and consolidated financial results for quarter ended June 30, 2026.
• Take on record any other business as may be considered necessary.

Other Notes

• Trading window closed from July 01, 2026 to August 14, 2026 (48 hours post-result).

Dematerialisation status

• No dematerialisation requests were received from depository participants during the period.
• No securities were dematerialised or rematerialised; no certificates were mutilated or cancelled.
• No substitution of the depository name in the register.

Trading approval

• Trading approval for 8,050,000 equity shares (face Rs 2) issued on a preferential basis at Rs 7 premium.
• BSE letter dated July 7, 2026 conveyed the approval.