Home First Finance Company India Ltd

Meeting Details

• Date/time: August 24, 2026; meeting types: group and one-on-one; Location: Mumbai; Event: Yes Securities Housing Conference.
• Participants: Company officials (management) engaged with investors/analysts.
• Purpose: Investor interaction to discuss business and prospects.
• Presentation: Investor Presentation uploaded on company website.

Upcoming Roadshows

• Date/time: August 27, 2026; Type: non-deal roadshows; Location: Delhi; Participants: Company officials.
• Purpose: Interacting with existing and prospective investors.

ESOP Allotment

• Committee approved allotment of 25,697 equity shares under ESOP schemes on August 24, 2026.
• Paid-up capital increased to Rs 20,91,18,922 (10,45,59,461 shares); listing in progress; pari-passu ranking.

NCD private placement details

• Type of securities: senior, secured, listed, taxable, redeemable, transferable non-convertible debentures (NCDs).
• Issuance type: private placement basis.
• Quantity/value: 15,000 NCDs of INR 1,00,000 each; aggregate INR 150 crore.
• Issue price: at par (INR 1,00,000 per NCD).
• Listing: proposed on BSE Wholesale Debt Market.
• Tenure: 59 months 25 days; allotment on Aug 28, 2026; maturity Aug 22, 2031.
• Interest: floating rate (FBIL 3M MIBOR-OIS) plus spread; quarterly payments.
• Security: first-ranking pari passu charge on receivables; hypothecated assets; minimum 1.11x cover.
• Special rights: rights defined in transaction documents; no separate privileges stated.
• Redemption: debentures fully redeemed on redemption dates per DTD; pari passu.
• Investors: private placement to identified investors; no named allottees disclosed.

Issuance overview

• Debentures: senior, secured, listed, taxable, redeemable, transferable, non-convertible.
• Issuance type: private placement of debentures.
• Quantity and value: 15,000 debentures of INR 1,00,000 face value.
• Aggregate nominal value: INR 150 crore for the issue.
• Listing: proposed on BSE Wholesale Debt Market.
• Issue size: INR 150 crore.
• Allotment date: Aug 28, 2026; Maturity: Aug 22, 2031.
• Tenure: 59 months 25 days from deemed allotment.

Pricing, tenure and security

• Coupon: FBIL 3M MIBOR-OIS plus spread per DTD.
• Interest payments: quarterly; principal redemption per DTD.
• Default interest: 2% p.a. over prevailing rate.
• Security: first ranking pari passu charge over receivables.
• Minimum asset cover: 1.11x outstanding amounts.
• Redemption: full pari passu redemption on redemption dates.
• Special rights: governed by DTD and transaction documents.
• No extra rights beyond transaction documents.

Meeting details

• Date: August 19, 2026.
• Event/organiser: Motilal Oswal 22nd Annual Global Investor Conference.
• Type: group meetings and one-on-one meetings in Mumbai.
• Participants: company management officials engaged with investors.
• Purpose: general investor interaction at the conference.
• Presentation: Investor Presentation uploaded on the company website and intimated to exchanges.

Meeting Details

• Fri, 21 Aug 2026; Mumbai; One-on-one in-person with Head of Equity, HDFC Life Insurance.
• Mon, 24 Aug 2026; Mumbai; One-on-one/Group in-person at Yes Conference.
• Tue, 1 Sep 2026; Mumbai; One-on-one/Group in-person at Ashwamedh – Elara India Dialogue.
• Sat, 22 Aug 2026; Badlapur Branch; Analyst/Investor branch visit arranged by Alpha Alternatives.

Participants

• Company officials from Home First to attend; specific roles not disclosed.

Purpose

• Analyst/Institutional investor discussions; reference to latest public documents.

Additional Notes

• Branch visit on Sat, 22 Aug 2026 at Badlapur arranged by Alpha Alternatives.
• Investor Presentation uploaded on company website.

Proposed NCD issue plan

• Plan to issue senior secured NCDs up to ₹150 crore via private placement.
• Committee meeting on 21 August 2026 will consider and approve the issue.
• NCDs to be senior, secured, rated, listed, taxable, redeemable, transferable, non-convertible.
• Aggregate issue size up to ₹150 crore to be issued in one or more tranches.
• Issue to be private placement under applicable Companies Act and SEBI rules.
• Regulatory disclosures aligned with SEBI Listing Regulations 29 and 50.
• Date of intimation: 18 August 2026.
• Earlier intimation dated May 6, 2026 referenced board outcome.
• No final approval achieved yet.

Meeting Details

• Date: August 12, 2026; meeting type: one-on-one with Grandeur Peak Global Advisors
• Mode: not specified
• Purpose: investor interaction; discussion referencing latest investor presentation
• Key participants: Company Secretary; Compliance Officer; Head - Legal
• Presentation: Investor Presentation uploaded on company website

Rating action

• Rating action: Revalidation of [ICRA]AA (Stable) for NCDs.
• Instrument: Non-convertible Debentures aggregating Rs 561 crore.
• Rating agency: ICRA Limited.
• Outlook: Stable.
• Date: Revalidated August 11, 2026; originally reaffirmed June 4, 2026.

Meeting Details

• Date: August 10, 2026; group meeting in Mumbai.

Participants

• Participants: Tata Asset Management, MK Ventures, Universal Sompo General Insurance, Bandhan AMC, PNB MetLife India Insurance.

Purpose

• Purpose: investor interaction at the Nirmal Bang Investor Conference.

Additional Notes

• Presentation uploaded on the company website; stock exchanges informed by letter dated July 27, 2026.