J.A. Finance Ltd

Open Offer Review

• ID Committee reviewed open offer to acquire up to 27,68,671 JAFL shares representing 26%.
• Acquirers named: Sachin I. Goyal, Numan S. Goyal, and Salil V. Sathe.
• Open offer size: 27,68,671 shares (26% of paid-up equity and voting share capital).
• Meeting held Oct 13, 2026 at JAFL Registered Office.
• Recommendations to be published in newspapers alongside the DP statement dated Feb 4, 2025.
• Copies will be furnished to SEBI, stock exchanges, and Manager to Offer VC Corporate Advisors.

Dematerialisation processing and listing

• Dematerialisation requests for quarter ended 30 September 2026 were processed and confirmed to the depositories.
• Securities dematerialised have been listed on the stock exchanges where the securities are listed.
• Certificates received for dematerialisation were mutilated and cancelled; the depository's name substituted as registered owner.

J.A. Finance Ltd trading window closed from 01 October 2026 till 48 hours after declaration of unaudited financial results for the quarter ending 30 September 2026

AGM Details

• AGM held physically on 16 September 2026 at 12:30 P.M.; venue Kolkata, West Bengal.

Resolutions

• To receive, consider and adopt Audited Financial Statements for the year ended 31 March 2026.
• To appoint a director retiring by rotation: Dilip Kumar Goyal (eligible for re-appointment).

Voting Outcome

• Both resolutions passed; results to be announced within two working days and posted online.

Voting Process

• Remote e-voting opened 13 Sept 2026 and closed 15 Sept 2026; ballot voting at AGM available.

AGM & Annual Report

• 33rd AGM scheduled for 16 September 2026 at 12:30 PM in physical mode.
• Annual Report FY2025-26 available online; full path provided in the notice.
• Web-link with Annual Report details sent to members without registered emails on 19 August 2026.
• Cut-off date for email registration is 7 August 2026.
• Reminds physical holders to update KYC details (PAN, address, mobile, bank details, nomination).
• Update email addresses to continue receiving information; supports Green Initiative.
• Queries to RTA NicheTech: nichetechpl@nichetechpl.com.

AGM materials dispatched

• Notice and annual report for FY2025-26 dispatched to registered shareholders on 19 August 2026.
• CDSL confirmation of dispatch received.

AGM Details

• AGM scheduled for 16 September 2026 at 12:30 PM, physical at registered office.
• Register of Members/Share transfers closed 10–16 September 2026 (inclusive).
• Record date for notices/e-voting: 7 August 2026; e-voting window: 13–15 September 2026.

Resolutions

• Ordinary: adopt Audited Financial Statements for the year ended 31 March 2026.
• Ordinary: re-appoint Dilip Kumar Goyal as director by rotation.

Dividend

• Dividend not recommended for the financial year.

Director Changes

• Medhavi Lohia ceased as Independent Director w.e.f 29 April 2025.
• Deepa Kumari Saha appointed Independent Director w.e.f 30 April 2025.
• Dilip Kumar Goyal to retire by rotation at the ensuing AGM and is eligible for reappointment.

Auditors

• Statutory Auditor: M/s. S K Naredi & Co LLP appointed for five years (2022–2027); LLP conversion effective 20 June 2025.
• Secretarial Auditor: Shikha Naredi appointed; Annexure-B secretarial audit attached.
• Internal Auditor: M/s. Harnathka & Associates appointed for FY 2025-26.

Material Related Party Transactions

• All RPTs in FY2025-26 conducted in ordinary course and at arm's length; no material RPT requiring disclosure.
• RPT details are disclosed in notes to the financial statements.

Other Material Approvals

• IBC matter involving Indico Motors Pvt Ltd admitted Jan 28, 2026; settlement reached and withdrawn as of July 15, 2026.
• CSR not required/not applicable for the year.

Financials

• Revenue from operations: 52.11 lakh; PAT: 23.33 lakh in Q1 FY27 (June 30, 2026).
• PBT for quarter: 31.17 lakh; PAT: 23.33 lakh; Total income: 52.11 lakh.
• Net profit margin for quarter: 44.77%.
• YoY revenue decline: 52.11 lakh vs 73.45 lakh in Jun 2025.
• Debt-equity ratio: 0.15; Net worth: 2,086.81 lakh.

Board actions & AGM details

• Standalone unaudited results approved for quarter ended 30 June 2026.
• Secretarial Audit Report for FY 2025-26 noted.
• Directors' Report for FY 2025-26 approved.
• Retiring director Dilip Kumar Goyal offers reappointment, subject to shareholders' approval.
• 33rd AGM on 16 Sep 2026 at 12:30 PM at registered office.
• Scrutinizer appointed: Ms. Shikha Naredi; E-Voting facility via CDSL.
• E-voting window: 13 Sep 2026 9:00 AM to 15 Sep 2026 5:00 PM.
• Book closure: 10–16 Sep 2026; cut-off date 09 Sep 2026.
• Advertisement, Notice, and E-voting information approved.
• Trading window to open 48 hours after declaration of unaudited results.

Other notes

• Meeting duration: 12:30 PM to 3:30 PM.
• Company is NBFC; no separate reportable segments.