MAS Financial Services Ltd

Meeting Details

• Date: August 13, 2026; Conference: Equirus India Growth Summit; Type: one-on-one / group; Location: Mumbai.

Participants

• Company officials (management) to meet investors/analysts.

Purpose

• Investor conference to discuss publicly available information; UPSI not planned.

AGM notice and voting details

• 31st AGM scheduled Sept 2, 2026 at 11:30 IST via VC/OAVM.
• Electronic copies of Notice and Annual Report sent to registered emails; others get a website link.
• Cut-off date for e-voting and final dividend record date: Aug 26, 2026.
• e-Voting start on Aug 29, 2026 at 09:00 IST and ends Sept 1, 2026 at 17:00 IST.
• Annual Report and AGM Notice available on the company website under Investors > Annual Report > FY2025-26.
• Shareholders without registered emails were informed via letter; registered shareholders receive electronic notices.
• Requests for physical copies of the FY2025-26 Annual Report can be made to the Registrar & Transfer Agent.
• Rationale: compliance with Companies Act, SEBI LODR and MCA circulars.
• Notice and annual report publication details include e-voting access via evotingindia.com and stock exchange portals.

AGM Details

• 31st AGM on Wednesday, 2 September 2026 at 11:30 IST via VC/OAVM.
• Cut-off for e-voting and record date for final dividend: 26 August 2026.
• Remote e-voting period: 29 August 2026 09:00 to 1 September 2026 17:00.
• Register of Members and Share Transfer Books closed from 27 August to 2 September 2026 (both days inclusive).

Ordinary Business

• Adopt standalone and consolidated financial statements for year ended 31 March 2026; board and auditors' reports.
• To appoint Darshana Pandya, liable to retire by rotation, for re-appointment.

Dividend

• Final dividend of Rs 0.75 per equity share declared for FY2025-26.

Special Business

• Increase borrowing powers under Section 180(1)(c) to INR 15,000 crore.
• Enhance limit for creation of charges under Section 180(1)(a) to INR 15,000 crore.

Director Changes

• Darshana Pandya re-appointed as Whole-time Director/CEO for 5 years; last drawn Rs 1,49,05,778 p.a.
• Remuneration proposed to be paid: as per existing terms.

Financial performance

• Consolidated revenue ₹1,995.43 Cr; ~25% YoY growth.
• Consolidated PAT ₹375.82 Cr; ~19% growth.
• Consolidated AUM crossed ₹15,000 Cr.

Dividends and capital allocation

• Interim dividend ₹1.25 per share; Final ₹0.75 per share.
• Total dividends paid FY2025-26: ₹35.38 Cr.
• Record date for final dividend: 26 Aug 2026.

Capital and liquidity

• Undrawn facilities ₹1,342 Cr; cash credit ₹1,533.75 Cr.
• LCR 342.43% as of 31 Mar 2026.
• Total capital ₹2,685.64 Cr.

Governance

• Board: 7 directors; 4 Independent; Dr Barnali Chaklader appointed 2025 and reappointed 2026.

UIDAI approval details

• UIDAI approves MAS Financial as Sub-AUA and Sub-KUA under Protean eGov Technologies.
• Approval enables Aadhaar Yes/No and Aadhaar e-KYC authentication facilities.
• License valid for two years from access to pre-production environment.
• No withdrawal, cancellation, or suspension of the approval has occurred.

Meeting Details

• Date: July 30, 2026; earnings call concluded at 4:30 P.M.
• Type/Mode: audio/video earnings call with analysts and investors; virtual format.
• Event/Organizer: MAS Financial Services Limited.

Purpose

• Record and share unaudited Q1 FY2026 standalone & consolidated results.

Participants

• Key company participants not disclosed in the filing.

Availability

• Recording available on MAS Financial Services website in Investors section.

Consolidated highlights

• AUM 16,122.75 crores; PAT 110.15 crores for quarter ended 30 June 2026.
• Disbursement during quarter: 4,532.76 crores.
• Consolidated AUM growth 21.24%; PAT growth 27.21% YoY.

MAS Financial standalone

• AUM 15,146.73 crores; PAT 110.60 crores for quarter ended 30 June 2026.
• YoY: AUM down 21%; PAT up 25%.
• CAR including Tier II 23.25%; Tier I 21.94%.
• Stage 3: gross 2.58%; net 1.70%; overlay 17.60 crores (0.14%).
• MSME segment contributed about 80% of YoY AUM growth.

MAS Rural Housing and Mortgage Finance standalone

• AUM 976.02 crores; PAT 4.27 crores for quarter ended 30 June 2026.
• YoY: AUM up 22.94%; PAT up 54.87%.
• CAR incl. Tier II 37.95%; Tier I 35%.
• Stage 3: gross 0.98%; net 0.68%; overlay 3.69 crores (0.52%).