Moongipa Capital Finance Ltd

Moongipa Capital Finance Ltd: Trading window closed for Designated Persons from Oct 01, 2026 till Forty-Eight (48) hours after the declaration of unaudited financial results for the quarter and half year ended Sep 30, 2026.

AGM Details

• AGM held on 24 September 2026 at 01:00 p.m. IST via VC/OAVM.
• All resolutions in the AGM notice were passed with requisite majority.
• Scrutinizer report dated 25 Sep 2026 covers remote and on-site voting.

Lending facilitation agreement

• Agreement with Billion Careers Private Limited, Bluspring Enterprises Limited, and Codemodulu Financial Investment Services Private Limited.
• Purpose: facilitate borrowing for eligible Bluspring employees via a digital platform.
• Moongipa acts as Financing Partner, performs credit assessment and final approval.
• Platform Partner handles onboarding and digital processing of loan applications.
• Initial term 24 months, extendable by mutual written agreement.
• Funding: loans to eligible borrowers; revenue-sharing arrangements exist with Platform Partner.
• Company to comply with SEBI LODR and RBI where applicable.
• Material impact: expands lending via digital sourcing channel.

AGM Details

• AGM held on 24 September 2026 at 01:00 p.m. via VC/OAVM
• Concluded at 01:37 p.m. IST; 15 minutes for e-voting after the meeting
• Deemed venue: Registered Office; no physical attendance
• Total attendees: 73 members, including 4 promoter shareholders

Resolutions

• Ordinary: Adoption of financial statements and Board/Audit Report for year ended 31 March 2026
• Ordinary: Director re-appointment of Sanjay Jain after rotation

Voting Status

• Voting results to be declared within 48 hours and posted on the company's website

Director Changes

• Director re-appointment: Sanjay Jain after retirement-by-rotation

AGM notice and dispatch

• Notice of 39th AGM to be held via VC/OAVM on 24 September 2026.
• Newspaper ads published on August 27, 2026 in Jansatta and Financial Express.
• Annual Report 2025-26, with e-voting information and book closure, dispatched to shareholders.
• Copies of the notice are available on the company website.

AGM & Book Closure Details

• AGM 39th of Moongipa Capital Finance Limited scheduled for Sep 24, 2026 at 01:00 PM (VC).
• Book closure for AGM purposes from Sep 21 to Sep 24, 2026 (inclusive).
• Record date for voting entitlement: Sep 17, 2026.
• EVoting window opens Sep 21, 2026 at 09:00 IST and closes Sep 23, 2026 at 17:00 IST.
• Security type: Equity shares.

Financial highlights

• Revenue from operations Rs 11,46,24,738; Total revenue Rs 11,82,12,639.
• Net profit after tax Rs 72,78,059; EPS Rs 0.79; Book value Rs 25.74 per share.
• Operating margin 6.5%; Net profit margin 6.0%; Profit before tax Rs 77,30,341.
• YoY revenue growth: from Rs 9,09,43,531 to Rs 11,82,12,639.
• Net worth Rs 23,58,77,000; Debt-to-equity 0.22.
• Authorized capital Rs 30 Cr; Issued paid-up capital Rs 9,16,44,000.
• Borrowings Rs 5,26,86,214; Cash and cash equivalents Rs 3,58,283.
• Dividend per share Nil; No dividend for FY2025-26.
• Post-year-end expansion into Retail and EV lending; LTV 80-85%.
• NBFC operations on IND-AS; RBI regulated.
• No subsidiary; single NBFC.
• EV financing expected to diversify asset mix and boost interest income.

Capital structure & liquidity

• Authorized capital Rs 30 Cr; Issued capital Rs 9,16,44,000.
• Net worth Rs 23.58 Cr; Debt-to-equity 0.22.
• Borrowings (excl debt securities) Rs 5,26,86,214.
• Cash and cash equivalents Rs 3,58,283.
• Current ratio 90.62x; No deposits accepted.
• Promoter stake 37.39% of 91,64,400 equity shares.
• Listed on BSE; Scrip code 530167; ISIN INE153K01018.

Operations & strategy

• FY2025-26 total revenue Rs 11,82,12,639; net profit Rs 72,78,059.
• Post-year-end: Retail and EV loan segments commenced.
• Focus geographies: UP, MP, Uttarakhand; last-mile mobility financing.
• LTV target 80-85%; tenure aligned with battery OEM warranties.
• Business model: technology-enabled lending; CKYC, digital onboarding, dealer tie-ups.
• No change in business nature during year; NBFC remains RBI-regulated.
• Remains focused on prudent risk management and diversified asset mix.

Governance & risk management

• Board of four directors; two Independent Directors.
• KMP changes: Sandeep Singh resigned; Sonia appointed as Company Secretary & Compliance Officer.
• Audit Committee met six times; NRC and Stakeholders Committee in place.
• RPT policy in place; no material related party transactions.
• Internal controls adequate; no material weaknesses observed.
• Secretarial audit: no qualifications; CEO/CFO certification filed.

shareholder & AGM info

• 39th AGM on 24 Sep 2026 via VC/OAVM.
• Remote e-voting: Sep 21–23, cut-off Sep 17, 2026.
• Notice/Annual Report on company website and BSE NSDL portals.
• Register of Members closed Sep 21–24, 2026.
• Promoter stake 37.39%; Dematerialisation: NSDL 20.08%, CDSL 70.25%, Physical 9.66%.

Auditors & compliance

• Statutory auditors: Sunil K Gupta & Associates.
• Internal auditors: R. Mahajan & Associates.
• Secretarial auditors: Kuldeep Dahiya & Associates; Annexure reports present.
• CEO & CFO certification submitted; Corporate Governance certificate attached.
• No penalties for capital market non-compliance in three years.

Other notable disclosures

• CN/CSR not applicable; NBFC regulatory disclosures aligned with RBI.
• Investors grievances handled via SCORES and ODR portals.
• No material fraud reported by auditors for FY2025-26.

AGM Details

• AGM date/time: 24 September 2026 at 01:00 P.M. IST via VC/OAVM.
• Record date for voting: 17 September 2026.
• Register of Members/Share Transfer Book closed: 21–24 September 2026.

Ordinary Business

• Adopt audited financial statements for year ended 31 March 2026.
• Re-appoint Sanjay Jain as Director, liable to retirement by rotation.

Directors

• Sanjay Jain seeks re-appointment; age 58; remuneration per policy.

Voting & E-Voting

• Remote e-voting window 21 Sep 2026 09:00 to 23 Sep 2026 17:00.
• AGM via VC/OAVM; attendance through VC/OAVM and e-voting at AGM.

Acquisition details

• Target Company: Moongipa Capital Finance Limited.
• Disclosing Party: Nirmal Jain and PAC, promoter group.
• Transaction Type: Acquisition of equity shares; open market purchase.
• Pre-Transaction Holding (Nirmal Jain): 2,43,600 shares, 2.66% voting rights.
• Transaction Details: 24,797 shares acquired at ₹18.00 each (0.27% of paid-up capital), total ₹4,46,346.
• Post-Transaction Holding (Nirmal Jain): 9,21,150 shares (10.05%).
• Date of Transaction: August 25, 2026.
• Share Capital Context: Before/after equity capital 91,64,400; total diluted capital 91,64,400.

Disclosure details

• Disclosure from promoter Mrs. Nirmal Jain on acquisition/disposal of Moongipa Capital Finance Limited shares submitted within prescribed time.