One Mobikwik Systems Ltd

Meeting Details

• Sept 1, 2026 — Ashwamedh: Elara India Dialogue 2026, by Elara Capital; physical one-to-one and group meetings; Mumbai
• Sept 2–3, 2026: Non-Deal Roadshow; physical one-to-one and group meetings; Mumbai
• Attendees: Company officials (management) to participate
• Purpose: investor interaction based on publicly available information

AGM and notices

• 18th AGM scheduled Sept 22, 2026 at 11:00 IST via VC/OAVM.
• Notice and Annual Report FY2025-26 accessible online; web links provided.
• Shareholders without registered emails will access notices via links; notices sent by letter.
• Cut-off date for email registration: Aug 14, 2026.
• Register/update email with DP/RTA or the Company to receive communications.

KYC and physical share updates

• Reminder to update KYC for physical holders per SEBI Circular 2024.
• KYC formats available on Company site and RTA portal.
• Physical folios without updated KYC cannot receive payments; electronic payments from Apr 1, 2024.
• Dematerialisation of physical securities encouraged; PAN, nominator details, etc. required.
• Queries to cs@mobikwik.com or ir@mobikwik.com.

BRR governance

• BRR for FY2025-26 enclosed with Annual Report.
• Overseen by Co-Founder, MD and CEO; policies board-approved.

Policies and assurance

• Policies cover NGRBC Principles 1-9; board-approved and translated into procedures.
• Internal reviews; no external independent assessment conducted.

People and governance

• Total workforce 2,759; PF coverage 100% for employees.
• Board female share 37.5%; KMP female 67%.

Environment and energy

• Non-renewable energy 948 GJ; total GHG 416.9 tCO2e.
• Emissions intensity 0.38 tCO2e per Crore turnover; PPP 0.77.

CSR, stakeholders & disclosures

• CSR applicable; turnover 11,51,22,98,680; net worth 5,62,15,89,129; no CSR spend due to negative profits.
• RPTs: Purchases 20.3%, Sales 1.0%, Investments 14.8%.

FY26 financial highlights

• Consolidated total income ₹11,541.95 Mn (FY26).
• Consolidated revenue from operations ₹11,192.32 Mn (FY26).
• EBITDA loss ₹51.95 Mn (FY26).
• PAT loss ₹621.01 Mn (FY26).
• Net debt to equity 4% (FY26).
• End-FY26 cash ₹1,140.63 Mn.
• IPO proceeds ₹5,305.17 Mn; utilised ₹3,483.62 Mn; unutilised ₹1,821.55 Mn.
• FY27 target: 30-35% growth in payments and digital credit GMV.
• Four engines funded: offline merchant payments, Zaakpay, NBFC lending, AI layer.
• RBI NBFC license granted April 2026; plan to commence post-conditions.

Transaction and structure

• Digital lending business and employees transferred to MDSPL, a wholly owned subsidiary.
• Special resolution approved by shareholders via postal ballot on July 2, 2026.
• ₹60.85 crore equity infused into MDSPL.
• RBI NBFC approval obtained; migration to subsidiary required before CoR.

Leadership appointment

• Manish Pathania appointed Chief Business Officer of MDSPL.
• Previously led digital lending at Bajaj Markets.

Financial performance and outlook

• Q1 FY27 Financial Services Gross Profit rose 459% YoY.
• Disbursals in quarter: 32% via Distribution Model; 68% via FLDG.
• Target quarterly disbursals of ₹1,000+ crore in upcoming quarters.
• Engaged existing customers total 9.5 crore.
• Opportunity to deepen credit penetration with disciplined underwriting.

Structure and regulatory context

• Dedicated digital lending subsidiary MDSPL established to oversee lending activities.
• MDSPL to spearhead origination, underwriting, servicing and collections.
• LSP migrated to MDSPL as part of RBI condition; post-approval transition completed.

Slump sale details

• Completed slump sale of Lending Services Provider business.
• Buyer: MobiKwik Distribution Services Private Limited, a wholly owned subsidiary.
• Sale completion date: August 18, 2026.
• Consideration: issuance of Non-Convertible Debentures by MDSPL to the Company.
• Consideration based on book value of LSP assets and liabilities as on Aug 18, 2026.
• Related party transaction; intra-group sale to wholly owned subsidiary.
• No external shareholding change indicated.
• Completion referenced by Postal Ballot Notice dated June 2, 2026.

Meeting Details

• Date: August 13, 2026; Time: not disclosed.
• Mode: Physical.
• Type: One-to-One and Group Meetings.
• Event/Organizer: Non-Deal Roadshow.
• Venue: Mumbai.

Participants

• Company officials (management) to attend.

Purpose

• Purpose: Analyst/Investors meeting for investor interaction.
• Discussions will be based on publicly available information.

Additional Notes

• Availability: Information will be disclosed on the company website.

Meeting Details

• Event: Q1 FY27 earnings conference call by One MobiKwik Systems Limited.
• Date and time: August 3, 2026 at 04:00 PM IST.
• Mode: Virtual group call; analysts and investors invited.
• Company representatives: MD & CEO; Executive Director & CFO.