QGO Finance Ltd

AGM & compliance updates

• 33rd AGM scheduled for 11 September 2026 at 12:15 IST via VC/OAVM.
• Annual Report FY2025-26 and AGM notice emailed to registered shareholders; access via link/QR.
• SEBI circular requires updating PAN, KYC, nomination, and bank details; physical holders must update.
• Dividends will be paid electronically only; incomplete updates may result in withholding.
• Physical shareholders to submit PAN/KYC via ISR-1/ISR-2 forms to MAS Services.
• E-voting instructions and access details provided in AGM notice.
• VC/OAVM format implies no physical attendance at AGM.

AGM details

• Date and time: 11 September 2026, 12:15 PM IST, via VC/OAVM
• Mode: VC/OAVM with no physical attendance
• Record date: 14 August 2026
• Notice and AR/Notice circulated electronically; accessible on company website

Ordinary business

• Adopt audited financial statements for FY2025-26 and reports
• Re-appoint Seema Pathak as Director (retirement by rotation)

Special business

• Re-appoint Rachana Singi as Managing Director for five years (Aug 1, 2026–Jul 31, 2031) with remuneration as stated
• Special Resolution: remuneration approval under Schedule V despite exceeding limits

Dividend

• Interim dividend: Rs 0.15 per share per quarter, four payments totaling about Rs 41.7 lakh

Directors

• No change in board composition during FY2025-26

Auditors

• Statutory auditors: RC Reshamwala & Co; five-year term ending 2029; report unmodified
• Internal auditors: Chandani Rathod & Co
• Secretarial auditors: Himanshu Gajra & Co

Co-Lending & related party transactions

• Co-lending arrangements with Choice Finserv; total loans originated Rs 200 crore
• Disbursed Rs 73.11 crore; outstanding Rs 73.11 crore
• Weighted average rate on CLAs: 18.50%
• Fees: charged Rs 25 crore; paid Rs 5 crore
• Share of CLAs for the company: 20%

Other material approvals

• CSR not applicable; NBFC not required to contribute
• Disclosure of governance practices and annual report on company site

Financial results and review

• Approved unaudited standalone quarterly results for quarter ended June 30, 2026; Limited Review Report enclosed.
• Audit Committee reviewed and recommended the results to the Board.

Dividend declaration

• Declared first interim dividend for FY 2026-27 at Rs 0.15 per share.
• Record date Aug 21, 2026; payment within 30 days of declaration.

Debt raise via NCDs

• Approved private placement of unsecured, unlisted NCDs; 700 notes at Rs 1,00,000 each.
• Total size Rs 7 crore; tenor 9 years; 12% p.a. coupon.
• Not listed; details in Annexure A.

AGM notice and record date

• Notice for 33rd AGM on Sept 11, 2026 via VC/OAVM.
• Cut-off date for AGM entitlement Aug 14, 2026.

Auditor remarks

• Independent auditor's review: no material misstatement; results per Ind AS 34.
• Q3 2025-26 figures noted as balancing between audited and prior unaudited figures.

Redemption of NCDs

• 100 unlisted unsecured redeemable NCDs redeemed on 16 July 2026.
• NCDs had face value Rs 1,00,000 each, aggregate Rs 1 crore.
• Principal and applicable interest were paid via RTGS on redemption date.
• NCDs issued in 2020 via private placement; lock-in ended 27 December 2024.
• Redemption reduces outstanding debt by Rs 1 crore.
• Total outstanding under this issue is now zero.