Sahara Housingfina Corporation Ltd

AGM Details

• AGM date and time: 28 September 2026 at 11:30 IST via VC/OAVM.
• Cut-off date for voting eligibility: 21 September 2026.
• Register of Members and share transfer books closed 22-28 September 2026 (inclusive).
• Book closure date fixed by Board on 12 August 2026.
• Deemed Venue: Registered Office.

Q1 FY27 results

• Unaudited standalone results for quarter ended 30 June 2026 approved Aug 12, 2026.
• Revenue from operations ₹165.48 lakhs; total income ₹165.66 lakhs; PAT ₹16.60 lakhs.
• EPS (basic and diluted) ₹0.24 for the quarter.
• Audit committee reviewed; Board approved the results on Aug 12, 2026.
• Independent auditor's limited review: no material misstatement detected.
• Main business housing finance; no reportable segment disclosures.

Regulatory and governance

• Statements prepared in Ind AS; Regulation 33 & 52 of SEBI LODR complied.
• Previous year figures restated or regrouped where necessary.

Financials (Q1 FY27)

• Revenue from operations: 165.48 lakh; total income: 165.66 lakh for quarter.
• Profit before tax: 17.17 lakh; tax expense: 0.57 lakh; profit after tax: 16.60 lakh.
• EPS basic/diluted: 0.24; not annualised.
• Total comprehensive income: 18.59 lakh; OCI: 1.99 lakh.
• Interest income: 164.75 lakh; other operating revenue: 0.73; finance costs: 27.53.
• Impairment on financial instruments: (5.11) lakh; employee benefits: 69.79; depreciation: 10.26; other expenses: 46.02.
• Board approved results on August 12, 2026; housing finance focus; no segments.
• Paid-up equity share capital: 700 lakh; face value Rs 10 per share.

Dematerialisation processing and certificate handling

• Processing of dematerialisation requests completed; dematerialised securities listed on exchanges.
• Physical certificates mutilated and cancelled after verification; depository name updated as registered owner within timelines.

Sahara Housingfina Corporation Ltd — Trading Window closed from July 01, 2026 till 48 hours after the announcement of Un-audited Financial Result for the quarter ended June 30, 2026.

NCD status and payments

• NCDs outstanding: Rs 12 Crores (12 x Rs 1 Crore) as of 30 June 2026.
• Redemptions completed: Rs 9 Crores paid on 31 March 2025 and Rs 9 Crores on 31 March 2026.
• Interest payments at 7% p.a. are paid by due date (31 March) annually.
• No new NCDs issued after the initial private placement.
• End-quarter unpaid obligations: none reported.

FY26 results

• 📊 Revenue from operations rose to ₹715.79 lakh in FY26 from ₹861.37 lakh.
• 📊 Total income fell to ₹716.83 lakh from ₹862.84 lakh.
• 📊 PBT declined to ₹39.72 lakh from ₹80.03 lakh.
• 📊 PAT declined to ₹34.39 lakh from ₹64.84 lakh.
• 📊 Total comprehensive income was ₹42.36 lakh versus ₹66.24 lakh last year.
• 📊 Basic and diluted EPS were ₹0.49, versus ₹0.93 last year.

Quarter ended Mar-26

• 📊 Q4 revenue from operations was ₹187.23 lakh, versus ₹214.36 lakh last year.
• 📊 Q4 total income was ₹187.46 lakh, versus ₹215.11 lakh last year.
• 📊 Q4 PBT was ₹8.14 lakh, versus ₹26.66 lakh last year.
• 📊 Q4 PAT was ₹7.44 lakh, versus ₹20.03 lakh last year.
• 📊 Q4 basic and diluted EPS were ₹0.11 and ₹0.11.

Cost trends

• 📊 Employee benefit expenses rose to ₹301.58 lakh in FY26 from ₹294.34 lakh.
• 📊 Finance costs fell to ₹162.10 lakh from ₹266.63 lakh.
• 📊 Other expenses declined to ₹178.85 lakh from ₹294.34 lakh.
• 📊 Impairment on financial instruments was ₹0.67 lakh, versus a ₹13.88 lakh reversal last year.

Balance sheet and cash

• 📊 Housing and other loans were ₹5,693.27 lakh at March 31, 2026.
• 📊 Borrowings other than debt securities were ₹226.90 lakh, versus nil last year.
• 📊 Debt securities were ₹1,200.00 lakh, versus ₹2,100.60 lakh last year.
• 📊 Cash and cash equivalents increased to ₹319.30 lakh from ₹308.91 lakh.
• 📊 Net cash from operating activities was ₹1,156.18 lakh, versus ₹2,431.12 lakh last year.

Debt and capital

• 📍 The company redeemed ₹900.00 lakh of 7% secured NCDs on March 30, 2026.
• 📊 Equity share capital remained ₹700.00 lakh.
• 📊 Other equity increased to ₹4,561.05 lakh from ₹4,538.68 lakh.

Audit opinion

• 📍 Statutory auditors issued an unmodified opinion on the annual audited financial statements.
• 📍 The quarter-end figures were balancing figures between audited annual numbers and nine-month limited review figures.

Business

• Housing finance lender operating in India.
• No separate reportable segments under Ind AS 108.