SMC Credits Ltd

AGM Details & Resolutions

• Date, time and mode: 30 September 2026 at 11:00 AM IST, physically at registered office.
• Remote e-voting window from 27 September 2026 9:00 AM IST to 29 September 2026 5:00 PM IST.
• Resolutions proposed: adopt financial statements for year ended 31 March 2026.
• Resolutions proposed: re-appoint Rajesh Goenka as Whole Time Director.
• Scrutinizer appointed: Neeraj Arora & Associates to conduct e-voting.
• Voting results to be declared within 2 working days and posted on the website.
• AGM concluded at 11:32 AM IST.

SMC Credits Limited - Trading window closed from Oct 1, 2026 until 48 hours after the declaration of financial results for the quarter ending September 30, 2026.

AGM and AR access

• 34th AGM scheduled for Wed, 30 Sep 2026 at 11:00 AM at registered office, New Delhi.
• Electronic copies of AGM notice and Annual Report 2025-26 sent to shareholders with registered emails.
• Shareholders without registered email will be informed via letter; AR available on the company website.
• AR 2025-26 exact path provided; available at www.smccredits.com.
• Queries to RTA: beetalrta@gmail.com; +91 9312771085.
• Shareholders urged to update email addresses with DP/RTA to receive documents electronically.

Financial highlights

• Revenue from operations: ₹25.43 crore (Standalone FY2025-26).
• Other income: ₹17.01 crore (Standalone).
• Total income: ₹42.44 crore (Standalone).
• Profit before tax: ₹39.90 crore.
• Profit after tax: ₹32.55 crore.
• Earnings per share: ₹12.99.
• Net cash flow from operating activities: ₹5.40 lakh.
• Equity share capital: ₹2,505.55 lakh (25,055,500 shares).
• Promoter holding: 22.99%, with top promoters disclosed.

Capital and ownership

• Equity shares outstanding: 25,055,500.
• Share capital: ₹2,505.55 lakh.
• Promoters hold 22.99% of equity.
• 09% shares in demat form as of 31 Mar 2026.
• Top promoters: Focal Leasing & Credits Ltd (22.99%), Shuklamber Exports (14.90%), A To Z Securities (14.00%).

NBFC business and risk

• Company is an NBFC investment company; RBI CoR; no public deposits.
• Single NBFC segment; no manufacturing activity.
• Risk management policy in place; no material risks identified.
• Industry outlook: NBFCs expect 15-17% credit growth through FY28.
• Regulatory environment evolving under RBI Scale-Based Regulation.

Governance and controls

• Statutory auditors: M/s Kumar Ashwani & Associates; no qualifications.
• Secretarial auditors: M/s Neeraj Arora & Associates; Annexure II; no qualifications.
• Board: 4 directors; 3 independent; chairperson Rajesh Goenka.
• Five Board meetings held in FY2025-26.
• Audit, Nomination & Remuneration, Stakeholders Relationship committees in place.

Related party transactions

• All related party transactions in ordinary course; arm's length.
• Omnibus approvals obtained on 14 Feb 2026 for repetitive transactions.
• KMP/Director-related party amounts: Goenka ₹13.56 lakh; Aggarwal ₹3.69 lakh.
• Balance outstanding: Ankit Aggarwal ₹0.23 lakh; Rajesh Goenka nil.

AGM and notices

• 34th AGM on 30 Sep 2026 at 11:00 AM, Delhi venue.
• Notice served electronically; remote e-voting Sep 27-29, 2026; cut-off Sep 23, 2026.
• Scrutinizer: Neeraj Arora & Associates; results within 2 working days.

Compliance and disclosures

• Annual Secretarial Compliance Report filed; on company website.
• Code of conduct and vigil mechanism in place; insider trading policy published.
• Management discussion and analysis form part of annual report.

Segment information and outlook

• Segment: NBFC operations only; no reportable segments under Ind AS 108.
• Outlook: domestic growth and NBFC credit demand expected to remain robust.

Financial results & AGM

• Unaudited standalone Q1 2026 results approved with Limited Review report.
• AGM scheduled for September 30, 2026 at 10:00 AM IST in New Delhi.
• Scrutinizer appointed for remote e-voting at AGM: Neeraj Arora & Associates.

Fund utilization & deviations

• Right Issue funds of 1503.33 Lakhs raised on 29-12-2022.
• No deviation in utilization of funds; original allocations: 1125.00 capital base; 351.98 general corporate.
• Utilized amounts: 1125.00 and 351.33 respectively; issue expenses 26.35.
• Deliberations under SEBI LODR: related party and default disclosures Not Applicable; audit report: Limited Review.

Regulatory disclosures

• Disclosures under SEBI LODR issued; other quarter items Not Applicable.
• Limited Review Report issued for unaudited results.

EGM Details & Resolution

• Special resolution to re-appoint Jyoti Rajshree as Non-Executive Independent Director for five years (Sept 8, 2026–Sept 7, 2031).
• Not liable to retire by rotation; independence confirmed; board recommended.
• Promoters/Directors other than Jyoti Rajshree have no material interest.
• Evidence of eligibility: meets independence criteria under Act and SEBI Listing Regulations.
• EGM scheduled Sept 4, 2026 at 11:00 AM at 24, Ashoka Chambers, Delhi.
• Cut-off date for voting eligibility: Aug 28, 2026.
• Remote e-voting period: Sep 1–Sep 3, 2026.
• Outcome of the vote will be disclosed after EGM.
• No other board or management changes announced.

Meeting Details

• Board meeting on August 14, 2026 to consider unaudited Q1 results for quarter ended June 30, 2026.

Key Agenda Items

• Consider and approve unaudited financial results for the quarter ended June 30, 2026.

Other Notes

• Trading window closed from July 01, 2026 until 48 hours after results declaration.