SRG Fingrow Finance Ltd

Dematerialisation processing and listing

• Dematerialisation requests were processed and listed on stock exchanges.
• Certificates for dematerialisation were mutilated and cancelled after verification; depository name substituted as registered owner within timelines.

SRG Fingrow Finance Ltd: Trading Window closed from 1 October 2026 until 48 hours after the announcement of audited financial results for the half-year ended September 30, 2026

Financial performance

• Revenue from operations: 120.48 Lakh in FY2025-26, down from 130.32 Lakh in FY2024-25.
• PAT: 21.39 Lakh, down from 34.83 Lakh in the prior year.
• Profit before tax: 27.96 Lakh; tax: 6.57 Lakh; PAT: 21.39 Lakh.
• EPS: Basic/Diluted 0.40 Rs.
• Net worth: 1,497.50 Lakh as at 31 March 2026.

Liquidity & capital structure

• No fresh borrowings; outstanding facilities nil as at 31-03-2026.
• CRAR stands at 125% (capital adequacy).
• NBFC registered with RBI; non-deposit taking; no public deposits.
• Loan portfolio: 732.93 Lakh; de-growth 6.26% YoY.
• Single segment: Finance.

Dividend & capital allocation

• Dividend retained; no dividend declared for 2025-26.
• Share capital unchanged at 537.54 Lakh; no new share issues.
• Total equity funds: Shareholders' funds 1,497.50 Lakh.

Corporate actions & AGM

• Name change: SRG Fingrow Finance Limited approved 26 May 2025; fresh certificate 16 Jun 2025.
• 31st AGM on 30 September 2026; e-voting 27-29 September; cut-off 23 September.
• Register of Members closed 23-09-2026 to 30-09-2026.

Governance & controls

• Statutory auditor: M/S Valawat & Associates; no qualifications.
• Secretarial auditor: Shiv Hari Jalan; secretarial audit report annexed.
• Internal controls robust; RBI NBFC compliance; risk management framework in place.
• Board met 6 times during the year; consistent attendance.

Related party transactions

• Remuneration to Seema Jain: 36.00 Lakh; relatives remuneration 3.82 Lakh.
• Rent paid to Vinod Jain 3.95 Lakh; related-party rents occur as normal.
• SRG Housing Finance Limited: investment 168.65 Lakh; related party entity.
• All related party transactions on arm's-length terms.

Operational performance & risk

• Loan portfolio 732.93 Lakh; de-growth 6.26% YoY.
• Single segment: Finance; no other operations.
• NBFC risk management and prudential norms followed; provisions maintained per RBI.
• Management notes risks and opportunities in NBFC sector; regulatory changes monitored.

Outlook & strategic focus

• Outlook for FY2026-27 cautious; focus on SME lending and digital financial services.
• Emphasis on technology to improve efficiency, customer engagement, and governance.
• Management expects sustainable growth amid evolving regulatory environment.

Dematerialisation status

• Dematerialisation requests processed and confirmed to depositories.
• Securities dematerialised have been listed on the stock exchanges.
• Physical certificates for dematerialisation were mutilated and cancelled; depository name substituted as registered owner.