Supra Pacific Financial Services Ltd

Financial results and metrics

• Draft unaudited financial statements for quarter ended 30.06.2026 approved.
• Total assets ₹511.41 Cr and AUM ₹365.58 Cr.
• Net worth ₹117.26 Cr; shareholders' funds ₹120.31 Cr.
• Total revenue ₹26.11 Cr; PBT ₹2.90 Cr; PAT ₹2.57 Cr; EPS ₹0.76.
• CRAR 38.02%; Debt-Equity 2.89; GNPA 1.24%; NNPA 0.75%.
• Disbursement ₹158.81 Cr; total borrowings ₹339.28 Cr (excluding interest).
• Live customers 41,829; yield 23.91%; borrowing cost 12.78%.

AGM, governance and related notices

• 40th AGM scheduled for 21 Sep 2026 at 11:00 AM via Video Conferencing; notice drafted.
• AGM cut-off date fixed at 14 Sep 2026.
• Register of Members and Share Transfer Book closed 15-21 Sep 2026.
• Annual Report including Board's Report, MD&A and Corporate Governance approved.
• CEO and CFO Certification under Regulation 17(8) of SEBI LODR noted.
• Corporate governance certificate for year ended 31 Mar 2026 noted.
• Code of Conduct compliance certificate for year ended 31 Mar 2026 noted.
• CS Vivekkumar DV and Associates appointed as Scrutinizer for e-voting.
• CDSL appointed as service provider for remote e-voting.

Directors, debt instruments and borrowing

• Appointment of director in place of Manoj Karumathil (DIN 08760264) for re-appointment.
• Issuance of Unsecured Subordinated Debts up to ₹500 Cr, subject to shareholders' approval.
• Issuance of Non-Convertible Debentures up to ₹500 Cr, subject to shareholders' approval.
• Internal Auditor Rathish Kumar R appointed for FY 2026-27.
• Borrowing limit increased from ₹1,000 Cr to ₹1,500 Cr under section 180(1)(C), subject to shareholders' approval.
• Board reviewed business operations and prospects.

NCD issuance details

• Approval to issue secured, unrated NCDs on private placement basis.
• Aggregate issue size Rs 10 crore from 100,000 NCDs; face value Rs 1,000.
• Tenure options: 13, 24, 36, 60, 70 months.
• Allotment before 31 August 2026; maturity per tenor.
• Interest rates vary by tenor; up to 12.60% for 70-month scheme.
• Interest payment schedule: monthly or yearly per tenor.
• Principal repayable at maturity for each tenor.
• Security created on current assets of the company.
• Not listed on any stock exchange.
• Redemption at end of tenure; no prepayment details disclosed.
• Regulatory disclosures under SEBI Listing Regulations Reg 30 and circular.
• Board reviewed business operations and prospects.

Dematerialisation status and listing

• Dematerialisation requests in the reporting period were processed and confirmed to the depositories.
• Securities dematerialised have been listed on the stock exchanges where the original securities are listed.
• Physical certificates for dematerialisation were mutilated and cancelled; depository name substituted as registered owner within timelines.

Key portfolio and funding metrics

• Total outstanding loans as of 30 Jun 2026: ₹346 crore.
• Gold loans ₹221 crore.
• Vehicle loans ₹55 crore.
• Micro Finance loans ₹64 crore.
• Other loans ₹6 crore.
• Disbursements ₹159 crore; collections ₹149 crore.
• Branches in 92 locations across six states.
• Gross NPA as of 30 Jun 2026: ₹4.50 crore.
• Total borrowings ₹339 crore; data provisional, subject to limited review.
• Breakdown: ND ₹152 cr, Subordinated/ICD ₹116 cr, Other Secured ₹71 cr.

NCD issue approved

• Board approved private placement of secured, unrated, unlisted NCDs.
• Issue size is 2,00,000 NCDs aggregating to ₹20 crore.
• NCDs will not be listed.
• Allotment is planned before 31 July 2026.

NCD terms

• Tenures approved: 13, 24, 36, 60, and 70 months.
• Interest rates range from 11.00% to 12.60%, depending on tenure and payout option.
• Interest may be paid monthly, yearly, or cumulatively at maturity.
• Principal is repayable at maturity for each tenure.

Security and defaults

• NCDs will be secured against the company's current assets.
• No special rights or privileges were attached to the instrument.
• No interest or principal defaults were reported.
• No cancellation or termination of the issuance proposal was reported.

Board decisions

• Approved private placement of secured, unrated, unlisted NCDs.
• Issue size: 50,000 debentures aggregating ₹5 crore.
• Tenure is two years; allotment within one month.
• Coupon rate is 11.60% per annum, paid monthly.
• Principal is repayable in full at maturity.
• Debentures will be secured against current assets of the company.
• Issue is not proposed to be listed.

NCD issue approved

• Board approved private placement of secured, unrated, unlisted NCDs.
• Issue size: 2,00,000 NCDs aggregating to ₹20 crore.
• Tenure is two years; allotment within one month.
• Interest rates: 11.60% monthly or 11.75% yearly.
• NCDs will be secured against the company's current assets.
• No listing is proposed for the NCD issue.