Team India Guaranty Ltd

Dematerialisation processing and listing

• Dematerialisation requests received during quarter ended 30 Sep 2026 were confirmed to depositories (accepted/rejected) by MUFG Intime India.
• The securities in these certificates have been listed on the exchanges where the original securities are listed.
• Physical dematerialisation certificates were mutilated and cancelled after verification, with depository name substituted as registered owner in records.

Cessation: Sreedevi Pillai

• Sreedevi Pillai, Non-Executive Independent Director, resigned effective 23 September 2026.
• Reason: increased professional and personal commitments.
• Ceased as Chairperson of Nomination and Remuneration Committee and as Audit and Risk Management Committee member.
• IFB Industries Ltd: Independent Director; Audit Committee, Nomination & Remuneration Committee, CSR Committee member.
• The Western India Plywoods Limited: Independent Director; Chairperson of Nomination & Remuneration Committee; Audit Committee member.
• Relationship with other directors: Not disclosed.

AGM details

• Mode: e-voting during the AGM.
• Date/time not disclosed in this filing.

Key outcomes

• All resolutions passed by Members with requisite majority.
• Scrutinizer’s report dated 22 September 2026; details on website.

AGM Details

• 36th AGM held on 21 September 2026 at 3:09 p.m. IST via VC/OAVM.
• Remote e-voting window: 16–20 September 2026, 9:00 AM to 5:00 PM IST.
• Meeting duration 3:09–3:32 p.m. IST.

Resolutions considered

• Item 1 (Ordinary): Adoption of Audited Financial Statements for FY 2025-26.
• Item 2 (Ordinary): Re-appointment of Surajkumar Saraogi after rotation.
• Item 3 (Special): Increase in Borrowing Powers under section 180(1)(c).
• Item 4 (Special): Regularization of Anil Poddar as Non-Executive Independent Director.
• Item 5 (Special): Approve Material Related Party Transaction with Team India Managers Limited.
• Item 6 (Special): Approve Material Related Party Transaction with New BerryAdvisors Limited.

Voting status

• E-voting results to be submitted to stock exchanges within two working days.
• E-voting remained open for 15 minutes post-AGM.
• Meeting concluded at 3:32 p.m. IST.

Director changes

• Surajkumar Saraogi retires by rotation; re-appointment sought.
• Anil Poddar appointed Regular Non-Executive Independent Director.

AGM notice and KYC compliance

• AGM 36th on 21 Sept 2026 at 3:00 PM IST via VC/OAVM; notice and annual report accessible online.
• Letters dispatched to shareholders without registered emails with a web link for AGM Notice and FY2025-26 Annual Report.
• KYC update reminder per SEBI circular; update PAN, address, mobile, bank details, nomination for physical holders.

Book closure details

• Book closure: 15 September 2026 to 21 September 2026 inclusive
• Purpose: for the 36th Annual General Meeting
• Record date for voting: 14 September 2026
• E-voting: 16 September 2026 9:00 AM to 20 September 2025 5:00 PM IST
• Security: Equity shares

Financial performance

• Revenue from operations ₹520.00 lakh; total income ₹549.50 lakh.
• PAT ₹76.40 lakh; PBT ₹138.71 lakh; tax ₹67.05 lakh.
• EPS ₹0.85 (basic and diluted).
• YoY: revenue up; PAT declined versus FY2025.
• Dividend for FY2025-26 not recommended.
• Lending operations commenced June 2025; NBFC activities expanding.
• Name changed from Times Guaranty to Team India Guaranty in 2025.

Capital structure & liquidity

• Equity share capital ₹900.21 lakh; 89,93,149 shares of ₹10.
• Promoter holding ~74.92%; TIML holds 45.31%.
• Borrowings outstanding: nil; no external debt.
• Dematerialised shareholding: 90.31% of shares.
• RBI statutory reserve transferred: ₹14.33 lakh.
• Leverage ratio: 1.55%.

Governance changes

• Anil Poddar appointed Non-Executive Independent Director for five years from 14 Aug 2026.
• Post-year-end: Ashok Paranjpe resigned; Sanjiv Swarup appointed 29 May 2026.
• Audit Committee chair moved to Sanjiv Swarup from 29 May 2026.
• Independent directors affirm independence; familiarisation programmes conducted.

Related party transactions

• Material RPTs with TIML and New Berry Advisors Limited up to ₹25 crore each.
• TIML is promoter; borrowing terms at arm's length; shareholder approvals required.
• NBA related party: 9% interest; 1-year tenure; arm's length terms.
• RPT approvals: Audit Committee and Board; related parties excluded from voting.

Regulatory & governance disclosures

• NBFC classification: NBFC-BL; lending commenced in 2025.
• CSR not applicable; no CSR expenditure in year.
• Internal controls adequate; secretarial and governance reports filed.
• Compliance certificate on Corporate Governance obtained.

Outlook & risks

• Regulatory changes in NBFC sector could affect operations.
• Risks: macroeconomy, interest rates, liquidity; focus on risk control.
• Management aims prudent growth and calibrated expansion.

AGM Details

• AGM date and time: 21 September 2026, 3:00 PM IST, via VC/OAVM.
• Deemed venue: the company’s registered office.
• Cut-off date for voting eligibility: 14 September 2026.
• Remote e-voting opens: 16 September 2026.
• Remote e-voting ends: 20 September 2026.

Resolutions

• Ordinary: adopt Audited Financial Statements for year ended 31 March 2026.
• Ordinary: re-appoint Surajkumar Saraogi by rotation.
• Special: increase borrowing powers up to ₹200 crore.
• Special: regularize Anil Poddar as Non-Executive Independent Director for five years.
• Ordinary: approve borrowings from TIML up to ₹25 crore.
• Ordinary: approve borrowings from New Berry Advisors Limited up to ₹25 crore.

Dividend

• No dividend proposed or declared.

Director Changes

• Surajkumar Saraogi to be re-appointed by rotation.
• Anil Poddar appointed Regular Independent Director for five-year term from Aug 14, 2026.

Material Related Party Transactions

• TIML RPT: unsecured inter-corporate deposit up to ₹25 crore at 9%.
• NBA RPT: unsecured inter-corporate deposit up to ₹25 crore at 9%.
• RPTs are within overall borrowing limits and require member approvals.